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Calculate mortgage payments, total interest, and create amortization schedules. Compare different mortgage terms to find the best home loan option.
Input the total price of the home you want to purchase. This is the amount you would pay if buying with cash.
Enter the amount you plan to pay as a down payment. This reduces your loan amount and monthly payments.
Enter the annual interest rate for your mortgage. This significantly affects your monthly payment amount.
Choose your loan term (15, 20, 25, or 30 years). Longer terms mean lower monthly payments but more total interest.
This is your principal and interest payment each month. It doesn't include property taxes, insurance, or other costs.
The total amount you're borrowing (home price minus down payment).
The total amount of interest you'll pay over the life of the loan.
The percentage of the home price you're paying upfront. Higher down payments often mean better loan terms.
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